NACM Intermountain

Credit Reports

Utilize our essential tools for evaluating creditworthiness, managing risk, and making informed decisions about extending credit or forming business relationships.

Assessing credit risk can be intricate and demanding, making it essential to have the most current and accurate information at your fingertips.

We offer an extensive range of detailed business credit reports from all major credit bureaus, including international reports with real-time updates. Each bureau provides unique insights to support your credit decisions. Our experts are here to guide you in selecting the most suitable report and the best pricing tailored to your specific customer base.

Detailed Credit History

Access thorough records of credit activities to assess past performance and reliability.

Up-to-Date Information

Rely on the most current data available to make timely and accurate credit decisions.

Risk Assessment

Evaluate potential risks with insights into financial stability and payment behaviors.

Enhanced Decision-Making

Utilize the comprehensive data to make informed, confident decisions on extending credit or managing accounts.

Available Credit Reports

Our reports provide a comprehensive overview of business and consumer credit data, helping you assess risk and make informed financial decisions. Explore sample reports below to see detailed insights on payment history, credit scores, trade data, and more.

National Trade
Credit Reports

Featuring nationwide trade lines, NTCR Predictive Score, payment trends, NACM collection activity, alerts, financial data, public records, and more.

Insight
Report

Revealing payment behaviors, average balances, past due figures, and delinquency trends for customers, offering insights into financial patterns and credit risk.

Portfolio Management
Suite

Streamlines account monitoring with benchmarking, custom alerts, and outsourced credit references. Contributing members access it free, tracking exposure across risks.

Industry Analysis
Report

Combining NTCR data with elements from Experian and/or Equifax, offering a comprehensive and informative resource for making effective industry related credit decisions.

Experian Business
Credit Reports

Provides detailed insights into a company's credit health, including payment history, credit scores, public records, and trade data. It enables businesses tomake informed financial decisions.

Dun & Bradstreet
Reports

Delivers comprehensive insights into a company's financial health, including payment trends, credit risk scores, public filings, and detailed trade data. It helps businesses make informed credit decisions.

Consumer Business
Credit Reports

Provides a detailed view of an individual's creditworthiness, including payment history, credit scores, public records, and trade lines. It helps businesses make informed lending or credit decisions.

International Trade
Credit Reports

Delivers key insights into a company’s global credit profile, including payment history, risk scores, financial data, and trade activity. It helps businesses make informed trade decisions.

Equifax Canadian
Credit Reports

Offers in-depth insights into a business’s credit profile, including payment history, credit scores, legal filings, and trade data. It helps businesses make informed decisions in the Canadian market.

Why choose NACM Intermountain for your Credit Report Services?

Choosing NACM Intermountain for your credit report services ensures you receive accurate, up-to-date, and actionable insights that help you manage credit risk effectively. Our reports are designed to provide a clear picture of your business partners' creditworthiness, enabling you to make informed decisions and safeguard your financial interests.

Have questions about credit reporting or need more information on finding the right credit report at the best price?

Data Contribution

Our National Trade Credit Reports (NTCR) are created from data contributed by Members, just like you. The reports are accessed by thougands of NACM Members, nationwide.

Step 1

Contribute your A/R Aging file

Step 2

We load it into the NACM Database

Step 3

Another NACM Member pulls an NTCR on a mutual customer

Step 4

Your tradeline shows up on the NTCR

Step 4

The Credit Manager can make an educated decision, thanks to your contribution!

Stay ahead with real-time insights! Access your member reports anytime, with the latest data at your fingertips.

Why should my company report it's credit information?

NACM Intermountain offers valuable benefits for contributing members, including cost savings on trade reports, enhanced leverage with customers, streamlined processes, and free risk analysis, all while ensuring the confidentiality of your data.

Save on Trade Reports

Contributing members enjoy discounted rates on National Trade Credit Reports (NTCR), helping you save money on essential credit information.

Enhance Customer Leverage

Reporting your accounts receivable data rewards prompt payers and encourages slow-payers to improve their payment behavior.

Streamline Processes

Industry Group members benefit from automated submissions and avoid manual responses to credit references through NACM’s Non-Member Credit Reference option.

Free Risk Analysis & Confidentiality

Contributors receive Portfolio Risk Analysis Level 1 at no cost and can trust that NACM Intermountain will never sell their contributed accounts receivable data.

Why Do I Need a Business Credit Report?

Isn’t Calling Trade References Enough?

Customers often share their best references, but a business credit report gives you a complete picture. It covers payment habits across the industry and includes public record details like tax liens, judgments, and collection accounts—information you won’t get from calling references alone.

Need to simplify your Credit Application Process?
We handle the details. You make the decisions.