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Refer Potential Members

Why should I submit potential members to NACM?

Are you tired of dealing with
credit reference requests?

Direct the requesting company info to NACM. As a member they will have access to our reports. You will get fewer credit reference requests and their information will be added to your NACM reports.

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NACM Business Credit Services

Benefits of Membership in NACM Business Credit Services
NACM is here to help your business succeed by providing the tools necessary to protect one of your company's largest assets, your Accounts REceivable

Supporting and assisting businesses involved in making business-to-business credit decisions and collecting accounts receivable.

Not sure how to take your company to the next level? Let us show your company how to manage credit risk by matching your customers to the most appropriate and cost effective credit reports.

Industry trade groups help members understand their current marketplace conditions and customers. The NACM National Certification Program, local seminars and classes increase the value and abilities of your employees to work quickly, effectively and confidently.

Whether you're a sole proprietor or a multibillion dollar company, members become more profitable by making more accurate and informed credit decisions and managing the risks of accounts receivable.

Join NACM today and make a positive impact on your bottom line.


OUR GOAL...To enhance our Members' economic success by providing professional risk management tools and the finest credit related products, services, and education.

Provide excellent customer service
Value individual relationships
Focus on and support your needs
Be courteous and respectful
Promptly provide accurate information
Be innovators in technology




MISSION - Risk Management

Identify the most innovative, secure, and cost-effective payment
processing and check guarantee choice for you and your business.

View the UTA Video from Credit Congress


News & Events

Dec 01 2017
The Importance of Self-Talk
I had a great department manager at Zions Bank, Executive Banking. She was constantly talking to her employees about the importance of "self-talk." She spent time explaining the impact that negative self-talk would have on us personally and our jobs. We were part of Zions Private Banking and had our own clients. We spent much time and effort developing relationships with those clients, so it was crucial that we were a positive reflection of our department and employer in order to gain the trust of our clients. This past October, at the Western Region Credit-Con in San Diego California, one of our own, Shane Inglesby, taught a session called "Taking Control of the Conversation Within." When I saw Shane and his session topic on the agenda, I was excited to attend; I was greatly rewarded by attending the session. more...
Dec 01 2017
Antitrust Compliance
When we reviewed the U.S. Antitrust laws in Credit Law class, especially the Sherman, Clayton, Robinson-Patman and Federal Trade Commission Acts, it reminded me of the many hours that were spent at my work place, reviewing customer files and making computer system changes in order to better address compliance issues with these Acts. In class we learned that antitrust laws have been around for a long time as the Sherman Antitrust Act was created in 1890. This act prohibits conspiracy or contracts among two or more persons in restraint of trade, in interstate commerce or with foreign nations. Since this statue is so hard to regulate and enforce, (per se violations), a "rule of reason test" was established. In essence, the laws attempted to establish a level playing field for all sellers. The acts outlined rules and regulations for commercial trade that prohibited exchanges of pricing information, conspiracy in restraint of trade, price fixing and group boycotting. more...
Dec 01 2017
Why You Should be Sharing Your Trade Credit Data
As a Credit Manager, having good and accurate credit information helps make solid and informed credit decisions. It also assists in setting credit limits and allows trade creditors to assess risk for their company. When the credit department begins the investigation of a new account or reviews an existing account, one of the first steps is to request a business credit report. Of all the credit reports to choose from, the one that I prefer to use on a regular basis is the NACM NTCR report because it has the most detailed information and is broken out by member and grouped by industry. This information is utilized in a couple of different ways. It helps show how the trade creditor is paying each account, and it also has the last date the information was reported, and numbers do tell a story. Part of the credit team's job is to uncover that story and make the best possible risk assessment for their company. more...