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Refer Potential Members

Why should I submit potential members to NACM?

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Direct the requesting company info to NACM. As a member they will have access to our reports. You will get fewer credit reference requests and their information will be added to your NACM reports.

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NACM Business Credit Services

Benefits of Membership in NACM Business Credit Services
NACM is here to help your business succeed by providing the tools necessary to protect one of your company's largest assets, your Accounts REceivable

Supporting and assisting businesses involved in making business-to-business credit decisions and collecting accounts receivable.

Not sure how to take your company to the next level? Let us show your company how to manage credit risk by matching your customers to the most appropriate and cost effective credit reports.

Industry trade groups help members understand their current marketplace conditions and customers. The NACM National Certification Program, local seminars and classes increase the value and abilities of your employees to work quickly, effectively and confidently.

Whether you're a sole proprietor or a multibillion dollar company, members become more profitable by making more accurate and informed credit decisions and managing the risks of accounts receivable.

Join NACM today and make a positive impact on your bottom line.


OUR GOAL...To enhance our Members' economic success by providing professional risk management tools and the finest credit related products, services, and education.

Provide excellent customer service
Value individual relationships
Focus on and support your needs
Be courteous and respectful
Promptly provide accurate information
Be innovators in technology




News & Events

Jun 01 2019
Solving the Mystery of the Statement of Cash Flows
There are not many subjects that make me squirm, however, explaining the statement of cash flows is a subject that conjures up images of snakes crawling over my body in a damp, cold, dark cave. Hopefully in a few short sentences I can sum up what the statement of cash flows represents and how it can be used in making an educated financial decision. The statement of cash flows is part of the financial statement trio. That trio being the Balance Sheet, Income Statement, and Statement of Cash Flows. It measures the actual cash inflow and outflow during an accounting period. more...
Jun 01 2019
Get Involved - Get in the Arena
It is probably not news to you that ICEL is member operated and run. We have a great staff of credit gurus at NACM Intermountain|Arizona to help members accomplish their tasks, but really the rest is up to us, the members! Volunteering is not a topic that is new for these articles or discussions at our meetings. Volunteering is an altruistic way of giving back or paying forward our involvement in NACM, ICEL, and CFDD. It is a quick way to get certification points for accreditation. Ultimately, it is the biggest way that you have a say in what happens within the organization. more...
Jun 01 2019
Debie Wangsgard, CCE Retires
After 42 years of working in the credit profession, Debie Wangsgard, CCE, retired from BMC as its Corporate Credit Compliance/Project Manager. Deb's start in the field of credit may sound familiar to many. She never really aspired to work as a credit manager but when she moved with her husband, Dean, to Salt Lake City from the Ogden area, they did not anticipate the increase in the cost of living. As a result, Deb decided to follow Dean's lead and do part-time collection work for bad checks from home while her children napped in the afternoon. Her clients consisted of Pizza Hut along with two dentist offices. more...